Are you a high-net-worth individual? Or are you otherwise at unusual risk of being sued? If the answer to either of these questions is "yes," you need umbrella insurance from Com-Co Insurance Agency Inc., serving Mount Prospect, IL, and all of the state.

You can think of umbrella insurance as protection for a rainy day. When aggressive lawyers become aware that you can pay a large settlement, they may pursue litigation if you are at fault in an accident, and even if you are not!

They will seek more than the limits of an ordinary personal auto policy. You will have to deal with legal fees, too. The same situation can apply if your pet injures a guest, if you accidentally start a fire, if a worker slips and falls on your entrance, and even if young people break into your backyard and injure themselves crawling over your fence.

Who Needs Umbrella Insurance?

Generally speaking, if you have liquid assets of over $1 million or total assets of over $5 million, you need the extra protection umbrella insurance affords. You may also need umbrella insurance if a family member is a problem driver in repeated situations, if your pets are aggressive, if you give lots of parties, or if you maintain a shooting range.

Umbrella insurance can give you $5 million in protection or more. It can cover you anywhere in the world, not just in Mount Prospect, IL, and defend you outside the United States.

You don’t have to be rich to need umbrella insurance. Most farmers need umbrella coverage. Most professionals do, too. Let Com-Co Insurance Agency Inc. ensure you have the enhanced coverage you need. Give us a call today!