Condo Insurance in Illinois

Illinois Condo Insurance

Living in a condo in Illinois is a lot different than living in a home, at least when it comes to insurance. By choosing condo insurance, you will get the type of protection that you need for the inside of your unit. If you opt not to insure your condo, then you have to rely on the insurance that the building has for the property, which might not provide coverage for a majority of your possessions. Condo insurance from Com-Co Insurance Agency in Mount Prospect, IL will provide you with the coverage you need to protect your valuables, belongings, and well-being should something happen.

Why You Need Condo Insurance

While it is true that the building your condo is located in does have an insurance policy, in most cases that policy only covers the structure and the common areas. This means that the Condo Association's insurance does not include the individual units. Most Condo Associations are not designed in a way to provide the kind of coverage that personal condo insurance provides. This is because the intent is to cover the building and not the contents within it.

What you need is an insurance policy that will protect your unit as well as everything that you have inside the unit. You should also consider getting a condo insurance policy that provides you with protection from surrounding units in case something that happens in those units impacts yours and vice versa. This is not something that you can find with regular insurance, making condo insurance the best option.

If you are in the market for condo insurance in Illinois, be sure to contact us at Com-Co Insurance Agency, Inc. in Mount Prospect, IL today. Our agents can set up a policy to protect your unit from the unexpected events that can occur in Illinois.