If you own a home in the Mount Prospect, IL, area, you probably have a homeowners insurance policy.

Com-Co Insurance Agency Inc. is proud to insure many of these homes. What are the most common claims that homeowners are likely to make about their homes?

Fire

Fire is a common claim, partly because it can be generated from many sources. Grills, furnaces, candles, fire pits, and malfunctioning heaters are common causes. So are kitchen cooking fires. Much of the damage caused by fire can result from smoke and water damage from putting out the fire.

Wind

Wind can damage roofing, knock down trees, and blow down fences. If you have an aging roof, it is important to keep it maintained.

Lightning

While damage from lightning can cause a fire, lightning can also cause expensive damage to electronics, major appliances, and even wiring.

Water Damage

Water damage from leaking roofs and burst pipes are common claims on home insurance policies. However, some damage from flooding or backed-up sewer pipes is not generally covered under a standard home insurance policy. Coverage may be secured under a separate endorsement, rider, or policy.

Liability

Homeowners should not overlook the critical importance of liability coverage. This covers claims for injuries or losses sustained by others for which you may be held responsible. Your policy’s liability coverage can not only cover claims or judgments but also those costs associated with legal proceedings.

Get a Home Insurance Quote in Mount Prospect

When did you last have a home insurance review or price quote? In the Mount Prospect, IL, area, homeowners are invited to contact us at Com-Co Insurance Agency Inc. We will answer your questions and provide a price quote. Contact us today.