You may be aware that home insurance and umbrella insurance can protect your home against liability and qualifying damage-related expenses. However, you might still have questions about what else umbrella insurance can cover. For residents of Mount Prospect, IL, our team of insurance professionals at Com-Co Insurance Agency Inc. is here to answer any questions you may have about what you can expect from your umbrella insurance policy and how to maximize its benefits. If you’re considering purchasing umbrella insurance for additional coverage for your home, it’s worth understanding the general aspects of home protection that this type of insurance offers.

Does Umbrella Insurance Cover Home Renovations?

The purpose of umbrella insurance is to provide you with extra protection on top of the existing limits of your home insurance policy or other policies that pair with umbrella insurance. It acts as a sort of "umbrella" that can shield you from some of the issues that arise when your home insurance policy doesn’t cover as much as you would like it to. To qualify for umbrella insurance, you’ll have to meet specific criteria, such as the minimum limit for your home insurance to pair with this policy.

When it comes to home renovations, your umbrella insurance may or may not cover them. Before you expect it to cover your remodeling project, you should speak with an insurance agent at our agency to go over what your policy covers. Assuming what an insurance policy covers can lead to unwanted outcomes. Although home insurance policies and umbrella insurance policies often don’t cover renovations, it never hurts to ask.

Contact Com-Co Insurance Agency Inc.

For home and umbrella insurance quotes, call our office in Mount Prospect, IL at Com-Co Insurance Agency Inc.