There comes a time when you can no longer be on your parents’ auto insurance, and you acquire your own vehicle. This milestone comes with the adult responsibility of insuring your vehicle. While getting the right insurance may seem daunting if you’ve never done it before, with some preparation and research, you can secure a policy that’s perfect for you at a reasonable price.

Essential Information for First-Time Drivers

As a first-time driver, your insurance policy may be quite expensive. Factors that affect your premium include your age, gender, zip code, occupation, and the type of car you drive, among others. The insurance company will require your information, including your driver’s license number, birthday, where the car will be stored, vehicle ID number, and any driver’s classes you’ve taken. Good grades might earn you a discount if you’re still in school. It’s advisable first to determine how much liability insurance you want. This is mandatory in most states, including Illinois, where three different amounts of liability insurance are required. You should also consider comprehensive and collision insurance. As with any purchase, shopping around is recommended to get the best deal. If you don’t have the vehicle identification number of your vehicle yet (for example, if you haven’t purchased it yet), your agent can work with you so that you’ll have the insurance as soon as you get your new car.

Com-Co Insurance Agency Inc: Serving Mount Prospect, IL

If you live in the Mount Prospect, IL, area and are ready for your first auto insurance policy, please consider Com-Co Insurance Agency. We’re here to help!