If you’re new to auto insurance or haven’t explored a multitude of options, you might not know that collision coverage is not always included in your policy. Here at Com-Co Insurance Agency Inc., we believe that auto insurance is essential, and adding collision coverage is vital to being fully protected on the road. We completely understand your need for all-rounded protection in Mount Prospect, IL.

Do All Auto Insurances include Collision coverage?

It’s crucial to remember that collision coverage is not a standard component in all insurance policies. Collisions can lead to substantial financial burdens, and insurance companies would generally charge higher premiums if they included collision coverage. This can challenge those with budget constraints, making auto insurance unaffordably expensive. Therefore, it is important to consider the financial implications of not having collision coverage.

Conversely, adding collision insurance may not be financially prudent, especially if the car’s value is low. For instance, replacing an older, less valuable vehicle might be more cost-effective than investing in collision insurance.

Why You Should Consider Collision Insurance

Even if you’re a safe driver, having collision insurance is a sensible choice. Circumstances like poor weather conditions or another driver’s recklessness can lead to accidents. In these scenarios, collision insurance provides critical coverage for significant damage costs.

Connect with our Illinois Insurance Agency

The decision to incorporate collision insurance ultimately lies with you. While some drivers may not see the need, here at Com-Co Insurance Agency Inc., we prioritize your safety and protection on the road. If you’re contemplating adding collision coverage to your existing auto insurance, please feel free to reach out to us at our Mount Prospect, IL, location.